What determines if the mortgage company will come after you if you walk away from a 80/20 mortgage?

We have an 80/20 mortgage and have tried to refinance with no avail. We did get a 3-yr loan modification, however, after that the price will jump back up again. And if they come after my husband, what do we do then? Related Videos : Cheetah Sets Record Cincinnati Zoo Many have asked why our [...]