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What happens to credit score if you close a store credit card?
I have a few store credit cards (Macy’s, Banana Republic, etc) in addition to a major credit card. I want to cancel some of the store credit card, but I don’t know how that effects my credit rating. I think closing credit cards in general lowers credit scores, but what about those store cards? Related [...]
What is a good credit card for a college student?
I’m a college student, and I would like to apply for a credit card. I’ve heard of ridiculous interest rates and fees, and I don’t want either. I also only have student loans that reflect on my credit, but I’m not saying I have bad credit. What would be a good credit card for me? [...]
How do I calculate mortgage payments when buying a home from a family member?
We are thinking of purchasing a house from my father. Instead of using a mortgage broker or bank, he suggested using a lawyer to set up monthly mortgage payments directly to him. We would still buy the house, and it would be in our names, not renting. How are payments like this calculated? Also, it [...]
How does mortgage interest work when dealing with tax returns?
How does a mortgage work when dealing with tax returns? Do we get back all the interest that we pay off or a certain percentage? Please provide backup in your answer. Related Videos : Mr Mortgage Exposes Wells Fargo s Toxic Waste 4 7 08 Mr Mortgage Exposes Wells Fargo' s Toxic Waste 4/7/08 Visit [...]
Can a mortgage company file a 1099 when you are in default without a summary jugement?
We are residents of Texas and the property in foreclosure is in Delaware. Second mortgage holder is threatening to file a 1099. Related Videos : Mortgage Meltdown 44min documentary See full film here: journeyman.booserver.com 17 September 2007 What will be the global fallout of the US subprime mortgage crisis? How can unscrupulous mortgage brokers in [...]
Can a first mortgage be refinanced to a lower rate if there is also an existing second mortgage?
If a homeowner has a first mortgage and a second mortgage, and would like to refinance the first mortgage at different terms, can this be accomplished – does the existing second mortgage put a monkey-wrench in refinancing the first? Related Videos : CLICK CLACK S AS THE WRENCH TURNS Outsourcing PBS CLICK & CLACK' S [...]
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