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How does someone build credit without a credit card?
I am thinking of those who do not have a credit card and pay for everything by check and cash. How is their credit rated? Is it based on a loan for example (car, student, etc.) and what if it is their first time applying for such a loan? How is their credit history looked [...]
What is a good credit card for a college student?
I’m a college student, and I would like to apply for a credit card. I’ve heard of ridiculous interest rates and fees, and I don’t want either. I also only have student loans that reflect on my credit, but I’m not saying I have bad credit. What would be a good credit card for me? [...]
What is the best credit card to apply for for the first time?
I have years of excellent on-time rental history, however I have no credit because I’ve never been in debt (always pay bills on time) go figure. I was wondering which credit cards I could apply for, for the first time. Wal-Mart Credit card rejected me because I have no credit, and I’m just looking for [...]
How do I get a credit card with no credit history?
I am 18 and a student, I have applied for student credit cards at seperate times and have been denied because of having no credit history. The cards I am applying for are student cards for limited to no history, I want to know what else I need to do to get a credit card [...]
What company will give you a credit card when you have no credit?
I am 19 years old with little to no credit history. I was able to get a credit card through a department store but was declined for a credit card through the bank (where i work none the less!) and for another one through a store. I am not desparate for money. My reasoning is [...]
Is credit card debt considered an open account or a written contract?
I live in the State of Georgia and am being sued over an old credit card that I defaulted on. It has been more than 4 years but less than 6 years since the date of default, so depending on whether credit card debt is considered an open account or a written contract in the [...]
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