How do you obtain a personal loan from a bank?
November 27, 2009 - I need a personal loan to pay off my bills and basically just get caught up financially, and is considering going to a bank and asking for a personal loan for the first time. Other than student loans, car loans, and check-n-go stores, I've never went into a bank to ask for money because I didn't think I would qualify. Now I need to know what the whole loan process would require from me.
- The only people that can answer this is your bank Go talk to them
- You never will know if you don't apply. If you belong to a credit union try there first. Try not to go for the "big" name banks, they have no people skills
- Prosper.com is a good option. Click the link below for a quick way to get there. If you sign up, I can probably help you with other details as well.
Go to Prosper.com and sign up to borrow money, fill all the stuff out, and they'll tell you approx where your credit stands. They'll also tell you at what rate you can borrow money from the lenders on their site, which are regular people just like you and me. Once you know all this, you can figure out if you qualify at a bank. Check out bankrate.com to see.....bank rates. If you decide to go to a bank they'll definitely want to confirm your employment and income, maybe see your taxes from last year. Contact references, and definitely run a credit check.
Knowledge Base: Loans
I Need A Personal Loan Quick But I Have Bad Credit?
February 9, 2010 - Category: Loans
i need a personal loan quick but i have bad credit please show me where to get a quick personal loan that disregards bad credit. i have searched the internet for a while but didnt really find what i wanted... thank you. oh the faxless guy again you are not
Need Personal Loan Quick Bad... »
How can you go about getting a personal loan from a bank? What collateral do you usually need?
November 27, 2009 - Category: Loans
i will probably need to replace my car soon, but i do not know that i want a traditional car loan because it would require having more insurance, and thus be rather expensive for me. it'd be about double for me, as i do not have a spotless driving record.
go getting personal loan bank... »
How do car loans work?
October 31, 2009 - Category: Loans
i am a junior in college and i use my dad's car to get to and from school during breaks or holidays. i am paying for school through students loans, so i will be in debt after school. so i was wondering how car loans work because i need a
car loans work »
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